TERMS AND CONDITIONS

Hayes Callaway PA
LivingStpete.com
813-214-6508


1. Acceptance of Terms

By accessing or using services provided by Hayes Callaway PA ("Company," "we," "us," or "our"), including but not limited to LivingStpete.com ("Website"), you agree to be bound by these Terms and Conditions. If you do not agree, you must not use our services.


2. Services Provided

The Company provides real estate-related services, including property listings, consultations, marketing, and transaction facilitation. All services are subject to availability and may change without notice.


3. No Guarantee of Results

Real estate outcomes—including sales price, time on market, or investment returns—are influenced by numerous external factors. The Company makes no guarantees regarding results.


4. User Responsibilities

You agree to:

Provide accurate and truthful information

Use the Website and services lawfully

Not engage in fraudulent, misleading, or harmful behavior

You are solely responsible for decisions made based on information provided by the Company.


5. Property Information Disclaimer

All property information provided on LivingStpete.com or through our services is deemed reliable but not guaranteed.

Listings may change without notice

Square footage, pricing, and features should be independently verified

The Company is not responsible for errors, omissions, or outdated information


6. Agency Disclosure

The Company may act as:

Buyer’s agent

Seller’s agent

Transaction broker

Agency relationships will be disclosed in accordance with applicable state laws.


7. Intellectual Property

All content on LivingStpete.com, including text, images, logos, and branding, is the property of Hayes Callaway unless otherwise stated.
You may not reproduce, distribute, or exploit any content without written permission.


8. Third-Party Links and Services

Our Website may contain links to third-party websites or services.
We are not responsible for the content, accuracy, or practices of these third parties.


9. Limitation of Liability

To the fullest extent permitted by law, Hayes Callaway shall not be liable for:

Any direct, indirect, incidental, or consequential damages

Losses arising from reliance on information provided

Errors, interruptions, or delays in service


10. Indemnification

You agree to indemnify and hold harmless Hayes Callaway from any claims, damages, or expenses arising from your use of our services or violation of these Terms.


11. Privacy

Your use of our services is also governed by our Privacy Policy. We are committed to protecting your personal information but cannot guarantee absolute security.


12. Compliance with Laws

All users and transactions must comply with applicable federal, state, and local real estate laws and regulations.


13. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of our services constitutes acceptance of those changes.


14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida.


15. Contact Information

For questions or concerns regarding these Terms, please contact:

Hayes Callaway
LivingStpete.com
Phone: 813-214-6508


16. Electronic Communications Consent

By using our Website or contacting us electronically, you consent to receive communications electronically, including emails, messages, and notices related to your inquiries or transactions.


17. No Legal or Financial Advice

Information provided by the Company is for general informational purposes only and should not be considered legal, tax, or financial advice. You are encouraged to consult appropriate licensed professionals before making decisions.

18. SMS / Messaging Program (Revised for Compliance)

By providing your phone number through LivingStpete.com or any associated forms, you expressly consent to receive communications from Hayes Callaway via SMS (text message), phone call, or other messaging technologies, including the use of automated systems or prerecorded messages where permitted by law.

Program Description & Use Cases:
Our messaging program may include, but is not limited to:

Responding to property inquiries

Sending property listings and updates

Appointment scheduling and confirmations

Transaction-related updates

Follow-ups regarding buying, selling, or investing in real estate

Occasional promotional or marketing messages

Opt-In Consent:
Users opt in by:

Entering their phone number on our website forms

Checking an explicit consent checkbox (where applicable)

Initiating contact or requesting services that require follow-up communication

By opting in, you confirm that you are the authorized user of the phone number provided.

Message Frequency:
Message frequency will vary depending on your interaction, inquiries, and transaction activity.

Opt-Out Instructions:
You can opt out at any time by replying “STOP” to any message. After doing so, you will no longer receive SMS communications unless you opt in again.

Help Instructions:
For assistance, reply “HELP” to any message or contact us at 813-214-6508.

Message & Data Rates Disclosure:
Message and data rates may apply depending on your mobile carrier and plan.

Carrier Liability Disclaimer:
Carriers are not liable for delayed or undelivered messages.

Age Restriction:
You must be at least 18 years old to participate in our SMS messaging program.

Privacy Policy Reference:
For information on how your data is collected, used, and protected, please review our Privacy Policy.


Effective Date: 3/26/2026